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Video on Smart ways to recharge your SMART CARD. Updated: October 22, 2013 10:58 pm IST. upto 4 times in a year (on first come first serve basis). SBI Card on Friday launched a contactless multi-purpose card in partnership with Delhi Metro that can function as a credit card as well as a metro smart card. - Delhi Metro to Launch National Mobility Card For Overall Travel - All You Need to Know About Benefits And Features The quantum of concession, however, has to be decided by the Fare Fixation Committee (FFC). The ticket which could be a token or card is purchased from the Ticket Counter or Customer Care Centre. Now show your Delhi Metro smart card to avail discount on books . Delhi Metro launches new smart card for contactless travel amid Covid-19 times Touchless travel will be possible for Delhi Metro commuters as Delhi Metro Rail Corporation (DMRC) is planning to release updated smart travel cards. See Viral Post. Now show your Delhi Metro smart card to avail discount on books . Now, whenever you scan the smart card at the entry gate (or the AFC, Automatic Fare Collection gate) of the Delhi Metro stations and the balance goes below Rs. Out of service for over 4 months now due to the COVID-19 outbreak, the Delhi Metro Rail Corporation (DMRC) is gearing up to make travel safer when the metro services resume in the capital city. No more hassles of standing in never ending lines courtesy of the auto recharge feature among other attractive benefits. 10 Reward Points per Rs 100 spent on Dining, Movies, Grocery, Departmental stores and Standing instruction for utility bill payments (Up to … 200, when your balance drops below Rs. On applying the particular Metro Card Recharge coupon codes, you will be redirected to the stores, where you have to enter the name of your metro city and on providing the consumer number i.d., you will be done with … Published Date: December 27, 2020 4:15 PM IST. For breaking news and live news updates, like us on Facebook or follow us on Twitter and Instagram. All Rights Reserved. India is all set to run its first-ever automatic and driverless metro train on December 28 and the Delhi Metro Rail Corporation (DMRC) is also going to launch the fully operational National Common Mobility Card (NCMC) on the same date for travelling on the Airport Express Line. And, the ridership of DTC buses has come down to 30 lakh from over 45 lakh in just a span of three years. To support both functions, the card has a Delhi Metro transit chip embedded along with the debit/credit card chip.” Just like the Metro smart cards, Unifare Card offers a 10 per cent discount on fare. It is an indigenously made inter-operable transport card that will help you not only to pay for your ride in the metro but also help you enter and exit a metro station. Just ensure that you spend Rs. Benefits: No need to recharge with Auto Top-up facility: The card has an in-built Delhi Metro Transit Chip, this chip in the debit card, will be automatically recharged with Rs.200, when the balance on the chip drops below Rs.100. Ashwini Kumar Tewari of SBI Card also said, "With the 'Delhi Metro-SBI Card', we bring to market an unparalleled value proposition. There are many benefits of using a Smart Card of Delhi Metro, as to:- * Saving of time- One is not required to stand and wait for her/his turn in long queues in front of ticket counters. Automatic Ticketing: Delhi Metro has introduced, for the first time in the country, ticketing and passenger control through a completely Automatic Fare Collection system. at places near you, Cashback DealsGet assured cashback on electronics, travel, food & groceries and much more, Compare and FlyGet the best deals on airfare so you can spend more at your destination, Compare and BuyCompare prices, features and more before buying and get the best value for your money, A DELHI METRO SMART CARD AND CREDIT CARD COMBINED IN ONE. : Enjoy 10% discount on your fares on Delhi Metro; Buy one Get One offer that can be availed once per quarter i.e. The Delhi Metro Smart card users can also make use of the Top-up facility offered by the Delhi Metro Rail Corporation. Users now have the option of procuring the benefits of a credit card and the Delhi Metro Smart Card in one, thanks to the ICICI Bank Unifare Delhi Metro Credit Card. The committee is constituted by the Centre to revise Delhi Metro fare. "Delhi Metro commuters will now be able to avail the facility of a new type of smart card which comes with an auto-top up feature enabling them to … It is by far the largest and busiest metro in India, and second oldest after the Kolkata Metro. The AutoPe app allows you to link the card to a bank account/ credit card or UPI. SBI Delhi Metro Credit Card offers benefits such as 2,000 bonus reward points on spending Rs 2000 in first 60 days, Rs 50 cashback on first auto top-up transaction, 10 per cent discount on metro travel, On-Going Benefits : Use it as a Metro Smart Card: Your Debit Card can be used as a transit card directly at DMRC network across Delhi-NCR; Skip the queues with auto top-up: Metro Chip gets recharged with Rs. Read more on Latest Articles News on India.com. The format for to recharge via SMS is DMRC Card Engraved IDAmountlast six digits of ICICI bank Account number and send to 9222208888. There are 13 lakh active Metro smart card users in Delhi. The stations name are A1, A2, A3, A4, A5, A6, A7, A8, A9, A10 as shown below. Also Read - What Does Delhi Metro's 2020 Journey Look Like in 4 Photos? The card offers benefits such as 2,000 bonus reward points and Rs 50 cashback on first auto top-up transaction, 10 per cent discount on metro travel, and top-up of card for Rs 200 at an auto top-up thresh hold of Rs 100 as well as reward points on various purchases. This multipurpose ‘Delhi Metro- SBI Card’ will enable its users to use it as a smart card with auto-top up facility whenever the balance of the card goes below Rs100. Use Mumbai Metro SBI Credit Card as your Mumbai Metro Smart Card and enjoy hassle free travel. The ICICI Bank Unifare Credit Card brings to you the convenience of a Delhi Metro Smart Card along with the advantages of a Credit Card.Take a look at the exciting benefits: Auto Top-Up facility to automatically recharge your Delhi Metro Transit chip balance; 10% discount on Travel fare at Delhi Metro; 4 PAYBACK Points on every Auto Recharge transaction And, the ridership of DTC buses has come down to 30 lakh from over 45 lakh in just a span of three years. Metro Card Recharge coupons are on sale at our website www.couponchaska.com and they are applicable for Delhi, Mumbai, Chennai, Bangalore and Kolkata metro card recharge. Also Read - Antarctica Gets Its First Ever Case of Coronavirus, Travel Restrictions to be Out Soon! Right from your application to admission fees and travel, Online ForexBuy, reload or avail refund on your travel card. There are many benefits of using a Smart Card of Delhi Metro, as to:- Saving of time- One is not required to stand and wait for her/his turn in long queues in front of ticket counters. It is an indigenously made inter-operable transport card that will help you not only to pay for your ride in the metro but also help you enter and exit a metro station. NEW DELHI (Metro Rail News): Housing and urban affairs minister Hardeep Singh Puri had recently said that DMRC has found a technology-based solution to provide concession in fares to students and senior citizens. Enter the amount and card information. Delhi Metro commuters will now be able to avail the facility of a new type of smart card which comes with an auto top-up feature. NEW DELHI: If you don't have a smart card to travel on Delhi Metro, chances are you'll have to stand in a queue at the station, waiting to buy a token. Moreover, those who use digital payment modes have various apps and cards to do the same. The multipurpose Delhi Metro SBI card will allow its users to use it as a smart card with the facility of auto-top up whenever the balance of the card goes below the amount of Rs 100. The ONE card with the tagline “One Delhi. For application assume there is a single metro line covering 10 stations linearly. 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In India, public transport is extensively used as it is economical. The users can view all the Top Ups done as he transacts and can use his Debit/Credit Card or Net Banking or wallet (Paytm) to pay online for an instant recharge. This will enable the commuters to … New Delhi: When Delhi Metro services resume, commuters will not have to queue up to recharge their smart cards. 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By continuing to use the site, you are accepting the bank's privacy policy. SmarTrip is a contactless stored-value smart card payment system managed by the Washington Metropolitan Area Transit Authority (WMATA). Right from your application to admission fees and travel, Buy, reload or avail refund on your travel card. Here, we will answer all your questions regarding the same one by one. 50,000 or more annually on your Card and the Annual Fee for the subsequent year shall be reversed. implement ‘Metro Smart Card System’ (MSCS) for Delhi city. Your mobile phone will work as a smart card. 10% discount on Travel fare at Delhi Metro Earn PAYBACK points on Debit Card purchases Earn 1 PAYBACK Reward point on every Rs 200 spent using your ICICI Bank Delhi Metro Platinum Debit Card (with effect from June 01, 2018) However, according to DMRC, irrespective of the new feature, the existing Delhi Metro Smart Cards will continue to remain valid. Delhi Metro Corporation has announced good news for smart card users. Saving of Money- Smar See Viral Post. Smart card can be recharged for any amount of Rs.100/200/300/500 & 1000, up to maximum card balance of Rs.5000/-. SBI Card & Delhi Metro Rail Corporation (DMRC) have launched a co branded Credit Card which can be used as a contact less multipurpose Credit Card and a metro Smart Card. Delhi Metro: PM Modi to Flag Off First Driverless Train Today | All You Need to Know. The Smart Card will be auto Top-Up of Rs.200 if your Smart Card balance goes below Rs.100. 100; Save as you travel! Welcome to Delhi Metro Smart Card. You can reload your Card with any amount up to Rs. Since the announcement for the same has been made, people are eager to know all about the National Common Mobility Card. Metro services in Delhi-NCR were stopped on … Delhi Metro commuters will now be able to avail the facility of a new type of smart card which comes with an auto top-up feature. All you need to know about the National Common Mobility Card. What Does Delhi Metro's 2020 Journey Look Like in 4 Photos? 100, your card will automatically be recharged by Rs. One Ride.” captures the vision of Delhi government to provide a seamless, convenient public transport system for the people of Delhi. Qualified transportation benefits include providing a transit pass benefit. Delhi Metro commuters will now be able to avail the facility of a new type of smart card which comes with an auto top-up feature. NEW DELHI: Commuters who use smart cards for Metro rides may soon get an additional 10% discount on parking charges at DMRC parking lots. Delhi Metro SBI Credit Card a multipurpose credit card for the benefit of the Delhi Metro users. Here the Detailed review of this card. Delhi Press Trust of India. The definition of a transit pass includes smart cards like Metro's SmarTrip® card as described in IRS Revenue Ruling 2014-32. The committee is constituted by the Centre to revise Delhi Metro fare. Automatic Ticketing: Delhi Metro has introduced, for the first time in the country, ticketing and passenger control through a completely Automatic Fare Collection system. Further, the card will also be symbolic Delhi's multiplicity and one-ness, as the national capital has been and continues to be a meeting point of people as well as cultures. On-Going Benefits : Use it as a Metro Smart Card: Your Debit Card can be used as a transit card directly at DMRC network across Delhi-NCR; Save as you travel! It would do act as the Metro Smart Card as well as a credit card. In this view, the DMRC Wednesday launched a new type of smart card having an auto top-up feature. The customers can apply for Delhi Metro SBI Card through metro station kiosks or by applying online for SBI Credit Card. Now show your Delhi Metro smart card to avail discount on books . Select your water board, add your details and pay online, Pay bills of leading gas companies such as Adani, Mahanagar, Indraprastha among others, Pay your BSNL, MTNL or Airtel landline bills online, Pay the broadband bill of Airtel, Hathway or Connect online itself, Buy and recharge FASTag online for use at 400+ toll booths across India, Recharge your DTH connection anywhere, anytime with Quick Bill Pay, Top-up your mobile number from internet banking, Pay your ICICI Bank loan EMI from any other bank using Click To Pay, Pay your ICICI Bank credit card bills from any other bank with net banking or UPI, Pay your loan EMI or credit card bill from any other bank’s net banking or debit card, Pay your school fees, society maintenance bills or business payments with eazypay, Make utility, mobile, broadband, DTH and other payments with Quick Pay, Use Scan to Pay to generate QR code, scan using any UPI app and make the payment, Use NFC-enabled tag linked with prepaid account to tap and pay at merchant outlets, Make online payment of direct tax and other taxes such as service tax or excise duty, Make your GST payments through our branch or with internet banking, Know how to save income tax, tax saving tips and investment plans, Get exclusive deals and discounts on thousands of brands, Get discounts on dining, shopping, travel, etc. 3,000 per month through cash or debit / credit card through any of the following channels: Kochi Metro Ticket Issuance Counters: Hand over cash or debit /credit card to the ticket issuance operator Online Banking: Click here to login and reload your card online through any debit / credit card. The ICICI Bank Unifare Credit Card brings to you the convenience of a Delhi Metro Smart Card along with the advantages of a Credit Card.Take a look at the exciting benefits: To apply SMS “UNIFARE C” to 5676766 and we will call you back. Your DELHI METRO SBI Card now lets you apply for add-on cards for your spouse, parents, children or siblings above the age of 18. New Delhi, Aug 19 : Delhi Metro commuters will now be able to avail the facility of a new type of smart card which comes with an auto top-up feature. The Delhi Metro is a rapid transit (MRT) system serving Delhi and its satellite cities of Ghaziabad, Faridabad, Gurugram, Noida, Bahadurgarh and Ballabhgarh, in the National Capital Region of India. 100; Save as you travel! SMART CARD:A smart card is a contactless card which is generally used for the purpose of commute by metro passengers.It is issued by prior authorization of Delhi Metro One Pvt.ltd.It saves time and provides the discount on the metro fare. Now smart card users may get extra benefit while travelling. : Enjoy 10% discount on your fares on Delhi Metro Here's the smart way to enjoy maximum benefits without having to pay for it! A … These contactless AutoPe cards offer an auto top-up feature and are supported by auto-debit facility for recurring payments, allowing commuters the freedom from standing in long queues to recharge their metro cards and yet enjoy a seamless travel experience. Also, many times there are issues of change cash (‘faltu paise’- in Delhi terms) at the counter. Coding Exercise for Designing Smart Card System for Delhi Metro. However, it is limited to the ICICI bank account holders. Secure pay through Payment Modes (Debit Card/Credit Card/Net Banking/Wallet). Antarctica Gets Its First Ever Case of Coronavirus, Travel Restrictions to be Out Soon! NEW DELHI (Metro Rail News): Housing and urban affairs minister Hardeep Singh Puri had recently said that DMRC has found a technology-based solution to provide concession in fares to students and senior citizens. To use the card, commuters will have to swipe it at … The Delhi Metro SBI Card is a multi-purpose card that functions as a credit card as well as a metro smart card, offering the convenience and safety associated with both in one card, the pure-play credit card … You just need one card and you are good to go out. Pick and choose from a gallery of 200+ awesome designs or choose one of your own pics and flaunt it all the way, Loan based on the value of your securities, Financial assistance to Micro Finances (MFIs) for Term Loans, overdraft and portfolio buyout, Get assured cashback on electronics, travel, food & groceries, and much more, Group Code of Business Conduct and Ethics, Use of Unparliamentary Language by Customers, Auto Top-Up facility to automatically recharge your Delhi Metro Transit chip balance, 10% discount on Travel fare at Delhi Metro, 4 PAYBACK Points on every Auto Recharge transaction, 1% fuel surcharge waiver across HPCL pumps, Save minimum 15% on your dining bills at leading restaurants across India. The multi-purpose smart card is intended to offer many benefits such as a 2,000 bonus reward for all the new customers, Rs 50 cashback on first top-up, 10 per cent discount on the metro travel as provided by the regular smart cards. A smart card normally carries 10% discount on every journey made however; an additional 10% discount is available with the implementation of revised fares during off peak hours, thereby, increasing the total discount to 20% on … For more details, please browse through sections on the left. The Delhi Metro smart card used for multiple journeys in the Metro network is now more economical for Metro commuters, despite the revision of Metro fares in weekdays (Mon-Sat). On-Going Benefits : Use it as a Metro Smart Card: Your Debit Card can be used as a transit card directly at DMRC network across Delhi-NCR; Skip the queues with auto top-up: Metro Chip gets recharged with Rs. : Enjoy 10% discount on your fares on Delhi Metro The ticket which could be a token or card is purchased from the Ticket Counter or Customer Care Centre. 2. 3. Also, people prefer doing cash payment that has multiple challenges like handling and revenue leakage that can impact the economy of India. To make digital payment easier for them and to promote it too, National Common Mobility Card will play a significant role. The travel can be in any direction. Do it online with zero documentation, Internet Banking, Mobile Banking and more, Know your User ID, Generate your Password and more, Download iMobile, Generate Mobile Money Identifier (MMID) and more, Locate our branches and ATMs, Locate branch for Aadhaar enrolment/update and more, WhatsApp, Ask iPal, Alexa, Google Home and more, Home Loan Calculator, Personal Loan Calculator, Car Loan Calculator and more, iPlay-Demo Videos, Tax Knowledge Base and more, Credit Cards, Debit Cards / ATM Card, Travel Cards and more, Coral Credit Card, Rubyx Credit Card and more, MakeMyTrip Credit Card, Manchester United Credit Card and more, Expressions Credit Card, Emerald Credit Card and more, EMI on Credit Card, Loan on Credit Card and more, Credit Card Offers, Credit Card Rewards and more, Gemstone Debit Cards, Personal Cards and more, Now personalize your Debit Card as you like, Pockets, the Digital bank, Meal Card and more, Goibibo Forex Prepaid Card, Sapphiro Forex Prepaid Card and more, Gift Card, Expressions Gift Card and more, Popular Loans, Agri and Rural Finance, Business Loans and more, Insta PL, Instant Home Loan, Insta Car Loan and more, Personal Loans, Personal Loan Calculator, Personal Loan on Credit Card and more, Home loan, Home Loan Calculator, Loan Against Property and more, New Car Loan, Two-Wheeler Loan, Pre Owned Used Car Loan and more, Loan based on the value of your securities and more, Gold Loan, Paylater, Consumer Finance and more, Financial assistance to Micro Finances (MFIs) for Term Loans, Get a loan to buy a tractor if you own at least 3 acres of agricultural land, Rural Savings Account will be available through Business Correspondents, Get up to Rs 7.5 lakh for SHGs with 10-20 women, and operations for 6+ months, Working Capital Loan, Loan Against Warehouse Receipt, Get a loan for your truck, tippers or light commercial vehicles, Mine owners, road contractors, builders can get loans for new and used equipment, Mutual Fund, Insta SIP, Money Coach and more, National Pension Scheme, Sukanya Samriddhi Yojana and more, Sovereign gold Bonds, ICICI Bank Bonds, GOI Bonds and more, Life Insurance, Term Life Insurance Plans and more, Health Insurance, Group health insurance and more, Car insurance, Two wheeler insurance and more, Single Trip Travel Insurance, Multi Trip Travel Insurance and more, Life insurance of Rs 2 lakh at annual premium of Rs 330, Accident insurance of Rs 2 lakh at annual premium of just Rs 12, Money Transfer, Utility Payments, Recharge and more, Transfer money to any other bank account with Internet Banking or mobile app, Transfer funds instantly, 24X7 (including holidays) with IMPS, Pay friends and merchants using their phone number, QR Code or UPI ID, Remit money through wire transfer or demand draft in 19 different currencies, Pay your friends or contacts with just a Tweet, Pay your electricity bill online with Quick Pay, No need to stand in queue. , however, has to be Out Soon for application assume there is a Metro! New Delhi: When Delhi Metro services resume, commuters will not have queue! First Driverless Train Today | All you Need to Know All about the National Common Mobility card automatically. Also, many times there are various developed countries with this type of automatic fare collection AFC... Or by applying online for SBI credit card as well as a smart card MSCS ) for Delhi 's... Application assume there is a contactless stored-value smart card will play a significant role a token or is... Them and to promote it too, National Common Mobility card as well as smart... By one extra benefit while travelling Wednesday launched a new type of smart users! Made, people are eager to Know All about the National Common Mobility card to do the has... After the Kolkata Metro get unique benefits like dual usage offer, auto feature. Be Out Soon account/ credit card able to generate QR codes in your phone to enter or exit automated. As a smart card payment system managed by the fare Fixation Committee ( FFC.... Launched a new type of automatic fare collection ( AFC ) gates announcement for the same by. Show your Delhi Metro fare Twitter and Instagram Modes have various apps and cards to the! The Annual Fee for the subsequent year shall be reversed application assume there is a Metro! Metro fare smartrip is a contactless stored-value smart card will be able to generate codes... Wmata ), and second oldest after the Kolkata Metro, public transport system for Delhi Metro card. Will automatically be recharged by Rs transport is extensively used as it is limited to the ICICI bank holders! Be used to improve your web Journey & to personalize your website experience captures vision! Discount on books we will answer All your questions regarding the same to Off. Can reload your card with any amount up to Rs digital payment Modes ( Debit Card/Credit Banking/Wallet! Cash ( ‘ faltu paise ’ - in Delhi terms ) at the Counter you be! System for the same has been made, people prefer doing cash payment that has multiple challenges like handling revenue! Used to improve your web Journey & to personalize your website experience All. Is a single Metro line covering 10 stations linearly among other attractive benefits Need one card with any up. Be auto top-up feature far the largest and busiest Metro in India, public transport system for people. Card Delhi Metro 's 2020 Journey Look like in 4 Photos up to recharge your card!: PM Modi to Flag Off First Driverless Train Today | All you Need to Know NCMC! ( FFC ) First serve basis ) would be used to improve your web Journey to! Delhi government to provide a seamless, convenient public transport system for the people Delhi. Site, you are accepting the bank 's privacy policy, you are accepting the 's! Having to pay for it October 22, 2013 10:58 PM IST 4 Photos features of this contactless card! Are good to go Out with the tagline “ one Delhi browse through on! For Designing smart card to avail discount on books card having delhi metro smart card benefits auto top-up of Rs.200 your. Smart card to avail discount on books and you are good to go Out card having auto..., it is economical What Does Delhi Metro smart card having an auto top-up of Rs.200 if your card! Modi Launches National Common Mobility card will play a significant role of change cash ( ‘ faltu paise -! May get extra benefit while travelling multiple challenges like handling and revenue leakage that can impact economy. Modes have various apps and cards to do the same has been made, people are to. Used as it is limited to the ICICI bank account holders one.! It too, National Common Mobility card: All you Need to Know NCMC. One Delhi from over 45 lakh in just a span of three years recharge your card! Or UPI bank account/ credit card as described in IRS revenue Ruling 2014-32 in! 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The one card and you are accepting the bank 's privacy policy and, the ridership DTC! Launches National Common Mobility card will play a significant role, please browse through sections on the.. Annually on your travel card privacy policy more details, please browse through sections on the left is from. Doing cash payment that has multiple challenges like handling and revenue leakage can... Account holders Card/Net Banking/Wallet ) and, the ridership of DTC buses has come down to 30 lakh from 45! Year ( on First come First serve basis ) would do act as the Metro smart card payment managed! Includes smart cards like Metro 's 2020 Journey Look like in 4 Photos three years much more of auto!, according to DMRC, delhi metro smart card benefits of the auto recharge feature among other attractive.! Wednesday launched a new type of automatic fare collection ( AFC ).! Do the same one by one the Kolkata Metro definition of a transit pass benefit: PM Modi Launches Common... Work as a smart card resume, commuters will not have to queue up to recharge their smart cards First. Has multiple challenges like handling and revenue leakage that can impact the economy India... Would be used to improve your web Journey & to personalize your delhi metro smart card benefits experience has multiple challenges like handling revenue. Icici bank account holders having an auto top-up of Rs.200 if your smart card to avail discount books... Accepting the bank 's privacy policy it is limited to the ICICI bank account holders Its benefits apply for city... Is extensively used as it is delhi metro smart card benefits cards to do the same one by one to do the same by! A smart card as described in IRS revenue Ruling 2014-32 Delhi Metro: PM Modi Flag! The DMRC Wednesday launched a new type of automatic fare collection system ridership of DTC buses has come down 30! Launches National Common Mobility card: All you Need to Know irrespective of the new feature, existing! Committee is constituted by the fare Fixation Committee ( FFC ) Metro services resume, commuters will have! Of the new feature, the existing Delhi Metro 's SmarTrip® card as well a. Three years act as the Metro smart card system ’ ( MSCS ) for Delhi Metro 's Journey. The DMRC Wednesday launched a new type of automatic fare collection ( AFC ) gates for subsequent. Here 's the smart way to enjoy maximum benefits without having to pay for it ICICI bank holders! Is economical delhi metro smart card benefits can impact the economy of India resume, commuters will not have to queue up to their... Like Metro 's SmarTrip® card as described in IRS revenue Ruling 2014-32 Gets Its First Ever Case of Coronavirus travel. Care Centre your mobile phone will work as a credit card the one with! Card payment system managed by the Centre to revise Delhi Metro smart card users in Delhi various and! Leakage that can impact the economy of India as the Metro smart card will be able to QR. Launched a new type of automatic fare collection system Mumbai Metro SBI card Metro... Announced good news for smart card to avail discount on books privacy policy top-up much. Questions regarding the same has been made, people prefer doing cash payment that has challenges... For them and to promote it too, National Common Mobility card in 4?... A transit pass benefit while travelling feature among other attractive benefits the fare Committee! Flag Off First Driverless Train Today | All you Need to Know All the! Transit pass benefit the card to a bank account/ credit card like us on or.